Personal Savings
Start Saving, Your Way
Build your financial future with Chambers Bank savings accounts and money market options designed to fit your goals. Whether you’re saving for emergencies, a big purchase, or long-term growth, we offer flexible savings solutions with competitive rates, convenient access, and the security of a trusted community bank. From traditional savings to higher-yield money markets, we’ll help you choose the account that works best for you—so you can start saving your way today.
Savings Account
- $100 minimum deposit to open
- $100 minimum balance
- $3 monthly fee if minimum balance not maintained each day of the month
- Earns interest on balance* (credited quarterly)
- 3 free withdrawals per month**
- $2 per withdrawal after
- Free Digital Banking and Mobile Deposit
Money Market
- $2,500 minimum deposit to open
- $2,500 minimum balance
- $10 fee every statement cycle if minimum balance not maintained each day of the statement cycle
- Earns tiered interest* (credited monthly)
- 6 free withdrawals per month
- $5 per withdrawal after**
- Free Digital Banking and Mobile Deposit
- Monthly paper statement with images or eStatements
Youth Savings
- Primary account holder must be 17 or younger
- $10 minimum deposit to open
- No minimum balance
- No monthly service charge
- Earns interest on balance (credited quarterly)*
- 3 free withdrawals per month**
- $1 per withdrawal after
- Free Digital Banking and Mobile Deposit
| Savings | Money Market | Youth Savings | |
| Min. deposit required | $100 | $2,500 | $10 |
| Min. monthly balance required | $100 | $2,500 | $0 |
| Monthly Service charge | $3/month IF balance not maintained | $10/month IF balance not maintained | N/A |
| Interest | Balance | Tiered | Balances over $10 |
| Interest Credited | Quarterly | Monthly | Quarterly |
| # of free withdrawals | 3/month | 6/month | 3/month |
| Cost of withdrawal after Free balance | $2/withdrawal | $5/withdrawal | $1/withdrawal |
| Digital Banking Access | |||
| Mobile Banking Access | |||
| eStatements |
Visit a Branch
Apply at any branch of Chambers Bank. We can assist you with setting up the account of your choice, or even help you decide if you're still not sure.
Are You Looking to Open a Business Savings Account?
We don't just offer personal checking accounts. We offer business ones too!
Take Control of Your Finances
Explore some of the other ways Chambers can help you manage your money.
Digital Banking
Gain access to your accounts anytime and from anywhere using Chambers digital or mobile banking solutions. You'll even have the power to pay bills, transfer money, complete mobile deposits, and a whole lot more!
Savings Cents
Make everyday purchases part of your savings strategy! When you enroll in Savings Cents, we'll automatically round up your debit card purchases to the nearest dollar, then transfer the "change" to your savings account.
CDs and IRAs
Continue to grow your savings and financial security with an investment strategy. Chambers is proud to offer you multiple options for doing that, including CDs and IRAs. And did we mention we have a variety of terms and competitive rates to meet any of your investment needs?
*Must maintain the minimum monthly balance each day of the statement cycle to obtain disclosed annual percentage yield (APY).
**Transaction limitations apply. See disclosure for complete terms & conditions.