Personal Banking / Products /
Personal Checking
Open a Checking Account That Fits Your Lifestyle
We offer different types of checking accounts to make sure you have what you need!
Green Checking
- $100 minimum deposit to open
- No minimum balance required
- No check images on monthly statements
- Enroll in eStatements to avoid a $3 monthly paper statement fee.
$3 paper statement fee will be assessed each statement cycle that you receive printed statements by mail. To avoid the $3 fee, you must enroll in eStatements via Chambers Online Banking.
Basic Checking
- $100 minimum deposit to open
- $500 minimum balance
- $6.50 fee every statement cycle if minimum balance not maintained each day of the statement cycle
- Unlimited check writing
- Free standard Debit Card*, Online Banking, Bill Pay, & Mobile Deposit
- Monthly paper statements with images or eStatements
Chambers Club
- $100 minimum deposit to open
- No minimum balance required
- $10 monthly service charge
- Free standard Chambers Bank checks and unlimited check writing
- 2 free Cashier's Checks per month
- Free standard Debit Card*, Online Banking, Bill Pay, & Mobile Deposit
- Monthly paper statements with images or eStatements
- Free Notary service
- $20,000 Accidental Death and Dismemberment Insurance
- Cell phone protection insurance
- Roadside assistance
- Total identity monitoring
- Additional shopping, travel and attraction discounts**
Fifty Plus
- Primary Account Holder must be 50 or older
- $100 minimum deposit to open
- $300 minimum balance
- $10 fee every statement cycle if minimum balance not maintained each day of the statement cycle
- Free standard Chambers Bank checks with unlimited check writing
- 2 free cashier's checks per month
- Free standard Debit Card*, Online Banking, Bill Pay, & Mobile Deposit
- Monthly paper statement with images or eStatements
- Free Notary service
- Earns interest on balance**
Chambers Choice
- $1,500 minimum deposit to open
- $1,500 minimum balance
- $15 fee every statement cycle if minimum balance not maintained each day of the statement cycle
- Earns tiered interest
- Must maintain the minimum balance each day of the statement cycle to obtain disclosed annual percentage yield (APY)
- Unlimited check writing
- Free standard Debit Card*, Online Banking, Bill Pay, & Mobile Deposit
- Monthly paper statements with images or eStatements
New Opportunity Checking
- $100 minimum deposit to open
- No minimum balance
- $10 monthly service charge
- Unlimited check writing
- Free standard Debit Card*, Online Banking, Bill Pay, & Mobile Deposit
- Monthly paper statements without images or eStatements
- No Overdraft Privilege available on this account
- New Opportunity Checking customers are eligible for half of the standard daily debit card limit
- Account Holder may not have more than one (1) account reported to ChexSystems. Amount owed must be $400.00 or less, paid or unpaid, or $400.01 - $1000 paid, which will require a paid receipt. After 12 months with no more than 2 insufficient items (items returned unpaid), customer qualifies to transfer to another account type.
Not Sure Which Account Is Right For You?
Choose the right account by comparing features and benefits.
| Green | Basic | Chambers Club | Fifty Plus | Choice | New Opportunity | |
| Min. deposit required | $100 | $100 | $100 | $100 | $1,500 | $100 |
| Min. monthly balance required | $0 | $500 | $0 | $300 | $1,500 | $0 |
| Monthly Service charge | $3.00 paper statement fee each statement cycle that you receive printed statements by mail. Enroll in eStatements to avoid the $3 fee. | $0/$6.50 if balance not maintained | $10 | $0/$10 if balance not maintained | $0/$15 if balance not maintained | $10 |
| Check writing | Unlimited | Unlimited | Unlimited + 2 Cashier's Checks/mo | Unlimited + 2 Cachier's Checks/mo | Unlimted | Unlimited |
| Debit Card | Standard | Standard | Standard | Standard | Standard | Standard |
| Online Banking & Bill Pay | ||||||
| Mobile Deposit | Free | Free | Free | Free | Free | Free |
| Statements | Paper w/o images or eStatements | Paper with images or eStatements | Paper with images or eStatements | Paper with images or eStatements | Paper with images or eStatements | Paper w/o images or eStatements |
| Additional Benefits | - | - | $20,000 Accidental Death and Dismemberment Insurance Cell Phone Protection insurance Roadside assistance Total identity monitoring Additional shipping, travel, & attraction discounts | Free notary service | Earns tiered interest | - |
Visit a Branch
Apply at any branch of Chambers Bank. We can assist you with setting up the account of your choice, or even help you decide if you're still not sure.
Are You Looking to Open a Business Checking Account?
We don't just offer personal checking accounts. Weoffer business ones too!
Take Control of Your Finances
Explore some of the other ways Chambers can help you manage your money.
Online Banking
Gain access to your accounts anytime and from anywhere using Chambers online or mobile banking solutions. You'll even have the power to pay bills, transfer money, complete mobile deposits, and a whole lot more!
SecurLock Equip
A mobile app that allows you to control how, when, and where your debit card is used, and a simple and secure way to manage and monitor your payment transaction activity. SecurLOCK Equip can help keep your card safe and provide instant notifications whenever your card is used.
Saving Cents
An easy way to make everyday purchases part of your savings strategy. All you need is a Chambers Bank checking account with a debit card and a Chambers Bank savings account, and you can start saving today.
*Image Debit Cards available for a fee
**Must maintain the minimum monthly balance each day of the statement cycle to obtain disclosed annual percentage yield (APY)
PERSONAL ACCOUNTS ARE AVAILABLE TO INDIVIDUALS ONLY