Know the Latest Scam Tactics
Scammers are constantly evolving their tactics to trick people into giving out personal or financial information. Common scam methods in 2025 include:
- Phishing emails and texts pretending to be from your bank, the IRS, or other trusted organizations.
- Phone scams where fraudsters pose as government officials or tech support.
- Social media scams that involve fake profiles, investment fraud, or romance scams.
- AI-generated deepfake scams where scammers use artificial intelligence to impersonate someone you know.
- QR code scams directing you to fraudulent websites to steal personal information.
Important: Do not provide personal or financial details unless you initiated the contact with a trusted source.
Warning Signs of a Scam
Fraudulent schemes often involve one or more of the following red flags:
- Requests for your Social Security number, bank account details, or passwords via email, text, or phone.
- Urgent messages claiming you owe money or there’s a warrant out for your arrest.
- Requests to purchase and send gift cards as a form of payment.
- Being asked to cash a check for a stranger and send a portion of the funds via wire transfer, PayPal, or Zelle.
- Overpayment scams where someone sends you a check and asks for a refund of the excess amount.
- Scammers using AI voice cloning to mimic family members and request money.
How to Avoid Getting Scammed
To keep yourself and your loved ones safe, follow these best practices:
- Never send gift cards as payment or agree to buy them for a stranger.
- Do not provide personal or financial details via email, text, or phone unless you initiated the contact.
- Be cautious of caller ID—scammers can spoof phone numbers to appear legitimate.
- Avoid clicking on links in unsolicited emails or texts—go directly to the official website instead.
- Never allow remote access to your computer from an unsolicited caller.
- Don’t wire money to unknown individuals or businesses you haven’t verified.
- Be skeptical of high-pressure tactics—scammers try to create urgency to prevent you from thinking critically.
- Do not pay upfront for services from someone who promises to return and complete the job later.
Use Technology to Enhance Security
Your privacy and security are important to us, too. That's why we encourage you to utilize the free tools we've made available to help keep your account information safe.
- Account alerts – with Chambers Online Banking, you can customize alerts to easily monitor your account activity by text or email, including account balance, overdraft, deposits, check clearing and large dollar transactions.
- eStatements – by enrolling in eStatements through Online Banking, you can reduce the risk of having your banking information in your mailbox or the trash can, where it could be stolen.
- Total Identity Monitoring – with a Chambers Club checking account, you can enroll in our Total Identity Monitoring service, which provides fully managed resolution services if you’re a victim of identity theft.
Trusted Resources
For more information and assistance, refer to these resources:
- AARP Scams & Fraud Information
- Arkansas Attorney General
- Identity Theft Recovery (Federal Trade Commission Site)
If you receive a suspicious request for money or personal information, contact us immediately at 1-800-603-1226. As a reminder, Chambers Bank will never email, text, or call you to request your account information. Stay informed, stay cautious, and protect your financial security!