Whether you’ve just received your first Chambers debit card or you’ve had one for a while, learning all the things this powerful banking tool can do will go a long way toward helping you make good financial decisions and keeping your bank account secure.
Your Chambers debit card is linked directly to your Chambers checking account, so whenever you use it to make a purchase, money is deducted in real-time from your checking account. Your card comes with a Personal Identification Number (PIN) in addition to its embedded, encrypted microchip (EVM) features. Both help you keep your transactions secure and protect your debit card from fraud and unauthorized use.
And there’s more!
As a Chambers bank debit card owner, you can take advantage of these great benefits:
Enjoy Contactless Banking with a Mobile Wallet for Your Chambers Debit Card
Available starting November 2022, Chambers members can now access their Chambers debit card without having the physical card. Magic? Nope, just Mobile Wallet! Simply upload your Chambers card to your mobile wallet hosted on your cellphone, and you'll be spending with the literal tap of your phone.
No more awkward moments at the grocery line where everything is already scanned and you reach into your waller to grab your debit card only to realize you left it at home.
Get An Extra Layer of Protection with the SecurLOCK Equip App
When you add the SecurLOCK Equip app to your mobile phone, your debit card essentially gets a coat of armor to protect it from any kind of unauthorized transactions–in addition to helping you manage your spending. The app is easy to download from the Apple Store (iPhone users) or Google Play Store (Android users) and is free to use. SecurLOCK Equip works together with the Chambers Mobile Banking app, so just be sure you’ve installed both on your phone or before trying to set up features.
Once you’ve got the SecurLOCK Equip app ready to go, you can do the following:
- Receive a text alert every time your debit card is used.
- Limit alerts to transactions above a specific dollar amount.
- View all transactions.
- Set transaction amount limits, geographic use limits, and merchant location use limits.
- Turn your debit card on or off, or control by channel of use (ATM, online, mobile, in-store).
Grow Your Savings When You Round Up with Savings Cents
Savings Cents is a simple, effortless way to make everyday purchases turn into extra savings. Once you enroll, we will round up purchases you make on your Chambers debit card to the nearest dollar and deposit the “round-up” amount into your savings account on the next business day. Enrollment is free and you can even link multiple Chambers debit cards to help you maximize your contributions.
Before you enroll, make sure you have a Chambers debit card, checking account, and savings account. In addition, you’ll need to fill out an Automatic Transfer Form to authorize the deposits to your savings from the Savings Cents program.
Follow this link for enrollment information:
https://www.chambers.bank/savings-cents/
Keep Your Accounts Safe if Your Debit Card Becomes Lost or Stolen
It happens. Debit cards go missing from time to time, and we encourage you to act quickly if you’ve lost your card or you think it’s been stolen. Here are two options:
- If you lose your debit card and don’t have the SecurLOCK Equip app, call us immediately at 1-800-500-1044 and we will cancel your debit card. Then visit your local branch when it’s convenient for you and apply for a new one.
- If you have the SecurLOCK Equip app, turn your debit card off in the app. Once you find your card, just turn it back on. If you think your card has been stolen, keep the card turned off and call us at 1-800-500-1044 to cancel the card. Then visit your local branch to apply for a new one.
Show Your Unique Style and Design Your Own Debit Card
You have your own style, so why shouldn’t your debit card? When you sign up for a Chambers debit card, you can choose a Standard design for free or give your card an original look with a Custom card design.
We have a large selection of Custom designs to choose from for $5 each, or you can upload an image for just $10. Our Standard cards are available immediately at any Chamber branch when you sign up, and Custom cards can be ordered online and delivered to you via U.S. mail. You can order a Custom debit card here:
https://www.chambers.bank/custom-debit-card/
No Annual Fees and No Interest Charges
Unlike credit cards, our Chambers debit cards have no annual cardholder fees or transaction fees, with one exception: If you withdraw cash at a non-network ATM or retail location, you may incur a small service fee.
And don’t worry about interest charges. Since your debit card is linked to your Chambers checking account and not a credit account, you’ll never be charged interest on your purchases.
Check Card Use Any Time with 24-7 Access to Online Banking and Mobile Banking
When you’re on the go, it’s helpful to know that you can check your debit card use and transactions at any time using Chambers Online Banking or Mobile Banking. You’ll be able to stay informed of your account balance, monitor your account for unauthorized purchases or transactions, and much more. To get started, simply enroll in Online Banking here:
https://www.chambers.bank/online-banking/online-banking-info/
Summing It Up
Now that you’re aware of all the great benefits a Chambers debit card offers, you can use it as part of your overall money management strategy and be confident that Chambers is here as your partner in finance. For questions about your debit card, or to get a new debit card for your account, contact our Customer Care Center during regular business hours at 1-800-603-1226 or inquire online here.
